This historic book might have quite a few typos and lacking textual content. Purchasers can download a free scanned copy of the unique book (with out typos) from the writer. Not listed. Not illustrated. 1916 Excerpt: …their 700th, 800th or almost 900th month-to-month examine. J J A LEAN HORSE. IT is an previous saying, "A lean horse for a long race," however it shouldn’t be relevant to life insurance coverage. The leanest horse in life insurance coverage that we all know of is fraternal insurance coverage. Consider a fraternal horse with solely about $15,000,000 of belongings flesh staggering beneath a load of $1,500,000,000 of insurance coverage obligations and anticipating to run a long race, of one other with $four,000,000 belongings and $300,000,000 insurance coverage, nonetheless one other with lower than $three,000,000 belongings and greater than $300,000,000 insurance coverage in drive and nonetheless, others, all nags underfed and threatened with dying from inanition. And life insurance coverage is unquestionably a long race. For the person aged 30 the typical period of the race is 35 years however it might prolong to sixty five years. We’ve got authorized reserve conpanies which have run for almost seventy five years and they’re nonetheless within the operating and sustaining the tempo with no signal of faltering. In these corporations are policyholders now over ninety years of age who weren’t 25 years previous once they took out their insurance coverage. They’re previous men now however the corporations through which they’re insured are nonetheless younger and nonetheless solvent and are charging the insured much less for his or her insurance coverage now than they paid 70 years in the past. That certainly is the sort of a horse for a long race. How concerning the fraternal insurance coverage society which pretends to conduct a business on a traditional business foundation. What floor is there for the expectation that fraternal insurance coverage will survive in any long distance competitors? The largest fraternal order in existence won’t be 35 years previous till subsequent January. It’s in critical problem due to insufficient charges. The Trendy Woodmen should improve its charges or wind up. The oldest fraternal order of any prominence is the Royal A…
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