Health Insurance coverage goals at filling a niche in actuarial literature, trying to unravel the frequent misunderstanding with regard to each the aim and the contents of medical insurance merchandise (and ‘protection merchandise’, extra usually) on the one hand, and the related actuarial buildings on the opposite.
As a way to cowl the essential rules relating to medical insurance methods, the primary few chapters on this book are primarily dedicated to the necessity for medical insurance and an outline of insurance coverage merchandise on this space (illness insurance coverage, accident insurance coverage, crucial sickness covers, revenue protection, long-time period care insurance coverage, well being-associated advantages as riders to life insurance coverage insurance policies). An introduction to common actuarial and danger-administration points follows.
Basic actuarial fashions are introduced for illness insurance coverage and revenue protection (i.e. incapacity annuities). A number of numerical examples assist the reader perceive the primary options of pricing and reserving within the medical insurance space. A short introduction to actuarial fashions for long-time period care insurance coverage merchandise can also be offered.
Superior undergraduate and graduate college students in actuarial sciences; graduate college students in economics, business and finance; and professionals and technicians working in insurance coverage and pension areas will discover this book of profit.
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